Terms & Conditions

1. Definitions

In these Terms, the following capitalised terms have the meanings set out below:

• "Agreement" means these Terms & Conditions together with any Order Form or written schedule signed by both parties.
• "API" means the Perkly RESTful HTTP programming interface available at api.perkly.dev.
• "Client" means the company or individual that has been approved for access to the Service.
• "Credentials" means any API key, username, password, or JWT token issued to the Client.
• "End User" means a cardholder or consumer of the Client who is presented with Offer data.
• "Offer" means any marketing asset, promotional deal, voucher, or cashback offer delivered via the API.
• "GlobalCharge Limited" (also "we", "us", "our") means GlobalCharge Limited, company number 06058897, registered at 9 Market Row, Saffron Walden, Essex, CB10 1HB, United Kingdom.
• "Service" means the Perkly API platform and any associated documentation or tooling.

2. The Service & Pricing

GlobalCharge Limited provides the Service as an offer delivery platform available under the following usage tiers:

• Starter (free): Up to 1,500 API calls per calendar month at no charge, hosted on EU infrastructure.
• Growth — €50 / month (excl. VAT): Up to 10,000 API calls per calendar month, hosted on EU infrastructure.
• Scale — €200 / month (excl. VAT): Up to 100,000 API calls per calendar month; choice of EU, US (United States), or SG (Singapore) infrastructure region.
• Enterprise (price on request): Unlimited API calls; dedicated infrastructure; custom SLA and contract terms. Contact us at hello@globalcharge.com.

All prices are exclusive of VAT and any applicable local taxes. VAT (or equivalent sales tax) will be added to invoices where required by the law of the jurisdiction in which the Client is established. Clients registered for VAT in the EU must provide a valid VAT number; reverse charge may apply. Fees are invoiced monthly in arrears. Tier upgrades take effect from the next billing cycle. US and SG regions are available on the Scale and Enterprise tiers.

We reserve the right to introduce new tiers, adjust pricing, or modify the API call limits (quotas) included in any tier with at least 30 days' written notice to the email address registered on your account. Notice will be given by email and posted to our status / changelog page. Continued use of the Service after the effective date of any such change constitutes acceptance of the revised limits.

3. Eligibility

The Service is available to business entities only. Individual consumers may not apply for API access. Clients must be a legally incorporated entity in good standing. By submitting an access application, you warrant that:

• you have authority to bind your organisation to this Agreement;
• all information provided in your application is accurate and complete;
• your intended use complies with all applicable laws in the territories where End Users are located.

4. Access & Credentials

Upon approval of your application we will issue Credentials granting access to the API. You must:

• keep Credentials confidential and not share them with any third party;
• notify us immediately at legal@globalcharge.com if you suspect any unauthorised use;
• not use Credentials to access the Service on behalf of or for the benefit of any third party without our prior written consent;
• rotate Credentials promptly when requested by us for security reasons.

We may suspend or revoke Credentials immediately if we reasonably suspect a security breach or violation of this Agreement.

5. Acceptable Use

You must not use the Service to:

• exceed the rate limits or quotas communicated to you via API response headers or documentation;
• reverse-engineer, scrape, or cache Offers beyond the permitted freshness period stated in API documentation;
• present Offers to End Users in a misleading, deceptive, or unlawful manner;
• redistribute Offer data to third parties without our prior written consent;
• probe, scan, or test the security of our infrastructure;
• engage in any activity that would disrupt the availability of the Service for other Clients.

6. Intellectual Property

All intellectual property rights in the Service, the API, and any Offer content delivered through the Service remain the property of GlobalCharge Limited or the respective Offer providers. Nothing in this Agreement transfers any IP rights to you.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access the API and display Offers solely for the purpose of operating your approved integration during the term of this Agreement.

7. Data & Privacy

The Service is designed to operate without the need to transmit or store personally identifiable information about End Users. Offer queries are made by passing profile attributes (year of birth, MCC codes, language preference) rather than names, email addresses, or other PII.

We do not store End User data on our servers. Default infrastructure is hosted in the European Union (data centres in Germany and Finland). Scale-tier Clients may elect to use US (United States East) or SG (Singapore) infrastructure; in such cases Client account data and API logs may be processed in those jurisdictions. Appropriate safeguards are in place for any international transfers of personal data in accordance with UK GDPR Chapter V. Our full Data Protection Policy is available at perkly.dev/privacy.

Client account data (company details, credentials) is processed by us as data controller in accordance with UK GDPR and the Data Protection Act 2018.

8. Availability

The Service is provided "as is" without any uptime guarantee or SLA unless separately agreed in writing. We will use commercially reasonable efforts to maintain availability but make no warranty as to uninterrupted or error-free operation. Planned maintenance will be communicated with reasonable notice where possible.

9. Limitation of Liability

To the maximum extent permitted by applicable law:

• GlobalCharge Limited's total aggregate liability to you under or in connection with this Agreement shall not exceed £500 (five hundred pounds sterling) in any 12-month period;
• we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, revenue, data, or goodwill;
• we shall not be liable for any failure or delay caused by circumstances outside our reasonable control.

Nothing in this Agreement excludes or limits liability for fraud, death, or personal injury caused by negligence.

10. Warranties & Disclaimer

The Service is provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that Offer data is accurate, current, or suitable for any particular purpose.

You are solely responsible for ensuring that your use of the Service and your presentation of Offers to End Users complies with all applicable laws, regulations, and codes of practice.

11. Termination

Either party may terminate this Agreement at any time by giving 30 days' written notice to the other party. Notice must be sent to:

• If you are terminating: email legal@globalcharge.com
• If we are terminating: we will contact the email address registered on your account

We may terminate this Agreement with immediate effect (without the 30-day notice period) if:

• you materially breach this Agreement and fail to remedy the breach within 14 days of notice;
• you become insolvent, enter administration, or cease to trade;
• continued access poses a security or legal risk to GlobalCharge Limited or other Clients.

On termination, your Credentials will be revoked and you must cease using the Service immediately.

12. Changes to These Terms

We may update these Terms at any time. Where changes are material, we will provide at least 30 days' written notice to the email address registered on your account before the changes take effect. Continued use of the Service after the effective date constitutes acceptance of the updated Terms.

13. General

• Entire Agreement. This Agreement constitutes the entire agreement between the parties relating to the Service and supersedes all prior agreements and understandings.
• Severability. If any provision is found to be unenforceable, it will be modified to the minimum extent necessary and the remaining provisions will continue in force.
• Waiver. Failure to enforce any provision shall not constitute a waiver of future enforcement rights.
• Assignment. You may not assign your rights under this Agreement without our prior written consent. We may assign our rights to any successor or affiliate entity.
• Notices. All notices must be in writing and sent by email or recorded post to the addresses stated in this Agreement.

14. Governing Law & Jurisdiction

This Agreement is governed by the laws of England and Wales. Any dispute arising from or in connection with this Agreement shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Contact

If you have any questions about these Terms, please contact us: